Free AI Statement Review

See exactly what your processor is really charging

Upload your statement and our AI breaks down your true effective rate, every hidden fee, and the gotchas in the fine print — emailed to you free with a personalized offer.

Review My Statement Free Estimate My Savings First

AI-powered

Free AI statement review — in seconds

Drop in a recent statement (PDF or photo). Our AI calculates your real effective rate, itemizes every fee, flags the gotchas, and emails you the full breakdown plus an offer from us.

Free AI statement review

Upload a statement, get a full breakdown

We'll calculate your true effective rate, itemize every fee, flag the gotchas, and email you the results plus a personalized offer — free, no obligation.

The process

An honest, side-by-side comparison

No gimmicks — just your real numbers against what's actually available.

Send your statement

Share a recent statement or your processor and rough volume. We do the rest.

We break it down

We calculate your true effective rate and line up the fees you may not see.

You get the comparison

A clear, side-by-side view of where you stand and what you could save.

What we look at

The numbers that actually matter

True effective rate

Total fees ÷ total monthly volume — the only number that matters.

Hidden line items

PCI, batch, statement, and junk fees that quietly add up.

Contract terms

Markups, tiers, and lock-ins that work against you.

Better-fit options

Compliant programs and equipment matched to your business.

Free processor comparison

Compare my processor

Tell us who you use today and we'll show you how it stacks up.

First name*

Last name*

Phone*

Email*

Business name*

Business type*

Main interest*

Biggest payment pain*

Best time to call*

Timeframe*

Current processor (optional)

Current POS / terminal (optional)

Monthly card volume (optional)

Notes / tell us more (optional)

I agree that Transactra may contact me by phone and email regarding my request for merchant services, payment processing, equipment, or related business payment options. Consent is not required as a condition of purchase. Qualification and terms apply.

I consent to receive marketing text messages, about special offers, discounts, and service updates, from Transactra at the phone number provided. Message frequency may vary. Message & data rates may apply. Text HELP for assistance, reply STOP to opt out.

I consent to receive non-marketing text messages from Transactra about appointment reminders, payment review updates, statement review updates, application updates, and service notifications. Message frequency may vary, message & data rates may apply. Text HELP for assistance, reply STOP to opt out.

By submitting this form, you agree to be contacted by Transactra regarding your request. SMS consent is optional and is not required to submit this form. View our Privacy Policy and Terms & Conditions.

Your information is sent securely. No spam — qualification and terms apply.

FAQ

Comparison questions

Do I need to share sensitive information?

Just a processing statement or basic numbers. We never need card numbers or customer data to run a comparison.

What if my current processor is fine?

Then we'll tell you. The goal is clarity. If you're already in great shape, that's a win you can be confident about.

How long does it take?

Most comparisons are quick. Send your details and we'll turn it around promptly.

Calculator results are estimates only and not a quote, guarantee, or approval. Actual savings, pricing, program eligibility, and equipment terms depend on merchant profile, card mix, transaction volume, average ticket, risk, processor/acquirer approval, card-brand rules, state laws, disclosures, and signed agreement.

Find out where you really stand

A free, no-obligation comparison against compliant lower-cost options.

Estimate My Savings Book a Free Review