Payments built for the rush
Lower processing costs, faster funding, and POS that keeps up with a full dining room. We consult on your concept first, then recommend the right tableside, counter, or online setup — and make the economics work for you.
0 channels
Tableside, counter & online
One connected setup across service styles.
$0
Cost for your review
Statement breakdown is always free.
Best-fit setup
Consulted, not boxed
POS and terminals matched to your concept.
We find the fit, then make the economics work
From a single terminal to a full tableside and online setup, we start by understanding your concept and service style. Then we recommend the right POS and build economics that work — with rate reduction, compliant dual-pricing, and flexible options that fit your margins.
- POS, terminals, and online ordering matched to your concept
- Full-service, quick-service, bars, and food trucks
- Rate reduction plus flexible, financing-friendly options
- A plan that fits your volume and cash flow
Everything a busy kitchen and front-of-house needs
Faster funding
Get your deposits sooner so cash flow keeps pace with payroll and suppliers.
Lower effective rates
We dig into your statement to cut the fees eating your already-thin margins and make the numbers work.
Tableside & online
Take payments at the table, at the counter, and online without juggling systems.
Tips done right
Clean tipping, splitting, and reporting that your staff and bookkeeper will love.
Consult-first fit
We look at your concept, volume, and layout before recommending a POS or terminal setup that actually fits the rush.
Economics that work
From rate reduction to compliant dual-pricing and flexible options, we build a plan that fits your cash flow and volume.
Let's cut what you pay to take cards
Send your numbers and we'll show you exactly where a restaurant like yours can save.
- Full-service, quick-service, bars, and trucks
- Statement breakdown with your true effective rate
- POS and equipment recommendations
- Compliant zero-fee options where they fit
Get your free restaurant review
A few details is all we need to start.
What getting started can look like
Some paths can move quickly for eligible businesses. Timing depends on provider requirements, underwriting, equipment availability, and setup complexity.
- 1
Request review
Tell us about your business and payment needs.
- 2
Confirm needs
We confirm business type, volume, and goals.
- 3
Choose payment path
Pick the program and equipment that fit.
- 4
Submit & verify
Complete any required information as needed.
- 5
Equipment & setup
Configure terminals, POS, and disclosures.
- 6
Start processing
Go live and start accepting payments.
Timeline is illustrative. Actual steps and timing vary by provider, underwriting, business type, equipment, and account configuration.
A partner who fits your operation
We've set up payments for full-service, quick-service, bars, and trucks. We consult on your concept, recommend the right setup and economics, and stay reachable after you go live.
- Honest statement review before you commit
- POS and terminals matched to your concept and volume
- Compliant dual-pricing and zero-fee options where they fit
- Flexible economics that work for your cash flow
- A direct line to a real rep after setup
"Margins in this business are razor-thin. Our job is to find what you're really paying on every check, then design a setup and economics that actually work in a full dining room."
The Transactra Team
Restaurant Specialists
Restaurant payment questions
How do you choose the right POS or payment setup?
We consult on your concept, service style, and volume first. Then we recommend a POS, terminal, or online flow that fits your operation — not a generic package.
Can you make the economics work for a small restaurant or truck?
Yes. We look at your real rates, ticket size, and cash flow to build a solution that fits your size, including flexible options when needed.
Can you work with my current POS?
Often, yes. We can integrate with or recommend the right POS for your service style and budget. Tell us what you run today.
How fast is funding?
Funding speed depends on your account setup, but we prioritize getting restaurants their deposits quickly to support cash flow.
Do zero-fee programs work for restaurants?
They can, when set up correctly for your state and card-brand rules. Dual pricing is popular in hospitality. We handle the compliance details.
Programs are subject to qualification, underwriting approval, processor/acquirer approval, card-brand rules, state laws, equipment terms, and signed merchant agreement. Zero-fee, surcharge, dual-pricing, or cash-discount programs must be configured and disclosed properly. Transactra provides payment solutions in partnership with approved processing partners.
Protect your margin on every check
Free review for restaurants, bars, and food trucks — no obligation.